BUYING A HOME
Affordable
housing scheme
The Affordable Housing Scheme is a scheme to help lower
income households in Ireland buy their own home. Local authorities
build houses and sell them at cost price to eligible first
time buyers on low incomes.
Buying
Your Local Authority House
Local authority tenants of more than one year's standing
have a right to buy their home at a discount, either outright
or by way of shared ownership.
Buying
a home in Ireland
Find out the various the steps involved in buying a home
in Ireland.
Costs
of Buying a Home in Ireland
As well as mortgage payments, there are other costs involved
in buying a house which can be significant.
Ground
Rent in Ireland
Ground rent is still payable on certain properties in Ireland.
What is ground rent? How to buy out ground rent on your
property.
Home-ownership
co-operatives
Home-ownership co-operatives are a distinct form of self-help
organisation in which people work together to provide their
own housing.
Local
authority mortgages
Local authorities can provide mortgages to people who cannot
get a loan from a building society or bank.
Low
cost housing sites
Local authorities may provide housing sites at low cost
to help people in housing need to provide their own housing.
Paying
for a home in Ireland
Loans for buying a home in Irelandare available from building
societies, banks, and local authorities. There are different
kinds of mortgages, and tax relief is available on interest
payments.
Property
deeds in Ireland
Each time the ownership of a property in Irelandchanges
(i.e., if the property is sold, if it is transferred to
someone else, if it is inherited), a new deed of title is
drawn up to record the change. Property deeds and how to
register a deed at the Registry of Deeds.
Registering
a deed at the Land Registry
This document discusses the process of registering a deed
at the Land Registry.
Renting
out a room in your home
The " Rent a room " scheme makes it possible to
rent out a room(s) in your principal private residence to
private tenants during the relevant tax year.
Shared
Ownership Scheme
Allows a home purchaser in Irelandto buy a proportion of
a home to begin with, increasing the proportion in steps
until the whole house is owned. Whilst a proportion is being
bought, ownership is shared with the local authority.
Stamp
Duty in Ireland
Stamp duty in Ireland is a tax that is payable on the transfer
of property. This affects new or second-hand houses, apartments,
land and housing sites. Rates payable and various categories.
(Source : http://www.oasis.gov.ie/housing/buying_a_house_or_flat)
